querylines

Optionally scoped to a coverage line, date range, and granularity. $0.10 per query.

$0.10 per query.

Ranked by premium, for a month, half-year (YYYY-H1), or year. $0.10 per query.

$0.50 per query -- the cross-state differentiator (CLAUDE.md).

Lookup mode (`insurer` given) or list mode (omitted): current roster + recent additions/removals. Nationwide under NRRA -- `state` only affects the eligibility downgrade for state-specific restrictions, never filters the roster or 404s. $0.10 per query.

Rollup mode (no `county`/`split`): one statewide data point per month. `county=...`: that county's total. `split=coverage` or `split=region`: two data points per month (wind/ex_wind, or tri_county/remainder). `county` and `split` cannot both be set. $0.10 per query.

Aggregate mode (default): annual totals, optionally by policy_type. `detail=true`: per-assumption-date, per-company rows -- only populated for 2017, 2018, and 2021+; other years gracefully return an empty array. $0.10 per query.

Source: free annual NAIC Market Share Report -- top-125 countrywide ('us'/'us_alien' scope) or top-10 per jurisdiction ('state' scope) ONLY; absence from the results does NOT mean a carrier writes no business there. Rows mix entity_kind 'group' and 'company' in one ranking (the report's own methodology) -- there is no entity filter param; every row is tagged with its entity_kind. `line` defaults to 'total_all_lines'; passing a category (e.g. 'property') expands to every matching line_code, one block per line in `lines`. HHI is not computable from a truncated table -- concentration is CR4/CR10 (cumulative_market_share at ranks 4/10), independent of `limit`. $0.10 per query.

`code` is an NAIC group code or company code (cocode), as printed. `state` given -> that jurisdiction's series; omitted -> countrywide ('us' scope). DELIBERATE limit: one scope per call, so this can't substitute for the $0.50 GET /v1/carriers/footprint cross-state comparison. `members` (group member companies, latest naic_group_members edition) is populated for entity_kind='group', null for 'company'. Unknown code -> 404. $0.10 per query.

$0.50 per query -- the cross-state differentiator (CLAUDE.md), same pricing tier as GET /v1/compare. Default `states`: every jurisdiction where the code appears in that year's tables (top-10 truncation applies -- a state's absence means the code fell outside that state's top 10, not zero business there). `us` is the countrywide reference row.

`event` is an event_key from /v1/cat/events (e.g. 'hurricane-ian-2022'). Returns one row per declared county with the FEMA declaration type/number, incident window, and IA/PA/IH/HM program flags. `state` narrows to one state/territory. `county` is normalized to the surplus-lines premium spelling where a crosswalk exists (null otherwise). Unknown event -> 404. $0.10 per query.

Joins a storm's FEMA county declarations to the LATEST annual county-level surplus-lines premium for `state` (default FL -- the only state with county premium today). Returns the declared counties with their premium (descending), the declared-zone total, and its share of the statewide county book. This is a current-exposure snapshot; a pre-vs-post premium delta needs a multi-year county series (not yet loaded) and is a future endpoint. `available:false` (empty) when a state has no county premium. Unknown event -> 404. $0.50 per query.

Compares county-level surplus-lines premium in the storm's FEMA-declared counties between the last full annual county-premium year BEFORE the storm and the first full year AFTER, and reports the rest of the state as a control ('non_declared'). This is the 'E&S expands after a catastrophe as admitted carriers pull back' signal, quantified. Needs multi-year county premium; `available:false` (empty) when no county-premium year straddles the storm on one side (e.g. storms before the earliest loaded annual). Not an insured-loss measure. Unknown event -> 404. $0.50 per query.

Returns each county in `state` with its FEMA National Risk Index figures for `peril` -- Expected Annual Loss (USD), the EAL and Risk Index relative scores (0-100) and ratings -- ordered by expected annual loss (descending). `peril` defaults to 'composite' (all hazards); pass a slug like 'wildfire', 'coastal_flood', 'hurricane', 'earthquake'. `county` is the surplus-lines premium spelling where a crosswalk exists (null otherwise). Modeled chronic risk, not an insured-loss figure. $0.10 per query.

Joins the FEMA National Risk Index county Expected Annual Loss for `peril` to the LATEST annual county-level surplus-lines premium for `state` (default FL). Returns the counties (highest EAL first) with both their hazard EAL/score and their E&S premium, plus totals: statewide premium, the premium in the 10 highest-EAL counties, and its share of statewide. The 'high-hazard counties are where the surplus-lines book sits' signal, quantified. `available:false` (empty) when a state has no county premium. $0.50 per query.

Lookup mode (`insurer` given): a company's receivership estate(s) plus its enforcement actions inline, across the covered states unless narrowed with `state` -- unknown company returns empty arrays, never a 404. Browse mode (omitted): receivership estates, optionally filtered by `state` and `status`. Companies match by normalized name (no NAIC number is published). $0.10 per query.

Fines and license suspensions/revocations/denials from state regulators (FL OIR, Texas TDI, New York DFS, California CDI, Washington OIC), annual/calendar-year. Florida additionally carries examinations and investigations (action_type=examination|investigation, FL only, no monetary penalty). Filter by `insurer` (name substring), `state`, `action_type`, or `year`. Ordered newest year first, largest fine first. $0.10 per query.

Current-row (latest report_date) rate filings, newest received_date first. Filter by `state` (CA|MS|TX|WA), `line` (matches `coverage_category` exactly or `toi_name` by substring, case-insensitive), `insurer` (company name substring), `min_change` (only filings with rate_change_pct >= this), or `from`/`to` (received_date bounds, YYYY-MM). An empty result is a normal 200, never a 404. $0.10 per query.

Current-row rate filings aggregated by state x `coverage_category` x period. The period basis is received_date for Texas and, since Mississippi's bulletin prints no received_date, the bulletin's publication month for MS -- so cross-state comparison (`states=TX,MS`) covers both states. `share_increasing`/`share_decreasing` are a share of `filings_with_pct` (filings that printed a rate_change_pct), not of `filing_count` -- form/rule filings with no printed percentage count toward filing_count but not toward the shares. $0.10 per query.

Joins E&S/surplus-lines premium (with YoY growth) against admitted-market SERFF rate-filing activity on the shared coverage category (coverage_lines.category == serff_rate_filings.coverage_category), period-aligned and optionally lag-shifted. The 0013 rate dataset exists as a leading indicator of E&S growth; this endpoint surfaces that relationship WITHOUT asserting it -- it returns both families aligned and lets you shift the rate series with `lag`. Rate-filing data covers CA, MS, TX, and WA; the join is most useful where the state also has E&S premium (CA has monthly premium, the richest join; TX premium by coverage category is annual; WA premium is annual), so the category-level join (line=<category>) is year-granularity; the all-lines join (line=all) is also available monthly/quarterly (rate activity summed across categories). $0.50 per query.

Lookup mode (`syndicate` given): one syndicate's capacity and Lloyd's estimated result forecast per year of account, plus its US-eligibility cross-reference (joined by syndicate number to this API's insurer eligibility data). Browse mode (omitted): the active-syndicate roster, optionally filtered by `managing_agent`. Estimated results are Lloyd's own forecast RANGES on a year-of-account basis, not audited results. $0.10 per query.

Lookup-only (no browse mode): `naic` is treated as authoritative when given, else `insurer` resolves via a case-insensitive partial match against the current carrier roster (first match by naic_id ascending when more than one name matches). Requires at least one of `insurer`/`naic`. Returns the carrier's identity profile plus its full loaded fiscal-year series (up to 5 years, the card's trailing window), or just the one fiscal year named by `year` -- an empty `series` (not a 404) when that carrier has no row for the requested year. Unknown carrier -> 404. $0.10 per query.

The carrier's 'Reinsurers (Top 5)' panel at the current edition: reinsurer name, reinsurance class, authorization status, gross recovery (USD, already scaled from the card's '$000' footnote), and the amount over 120 days overdue (may be negative). Same carrier resolution as GET /v1/financials (`naic` authoritative, else `insurer` partial match). A resolved carrier with no reinsurers in the current edition returns 200 with an empty array, not a 404. Unknown carrier -> 404. $0.10 per query.

Carriers whose NAIC annual-statement filing reports a published, NON-ZERO 'IRIS Ratios Outside Usual Range' count for a fiscal year. NAIC IRIS results lag the statement year, so this figure is genuinely NULL for most carrier-years -- NULL is always excluded from this screen and must never be read as 'zero outside-range ratios'; a carrier's absence from this list for a year means no distress signal was published for that year, not a clean bill of health. Omit `year` to see every qualifying (carrier, fiscal year) across the loaded history (a carrier can appear more than once). Ordered by the outside-range count desc, then naic_id asc. $0.10 per query.

Aggregate statewide Florida figures from the OIR Property Insurance Stability Report: the MCAS share of the nation's homeowners' claims and suits opened in Florida, plus defense cost & containment (DCC) totals and per-claim averages. Admitted-only, Florida-only. Optional `from`/`to` narrow the year window. $0.10 per query.