{"ok":true,"job":"Index before you pay a merchant.","self":"https://clearedindex.com/api/cleared/agent-read?slug=cat-wealthpulse-phi-vercel-app","listing":{"slug":"cat-wealthpulse-phi-vercel-app","name":"wealthpulse-phi","tier":"listed","category":"other","origin":"https://wealthpulse-phi.vercel.app","url":"https://clearedindex.com/cat-wealthpulse-phi-vercel-app","payToMismatch":false},"read":{"slug":"cat-wealthpulse-phi-vercel-app","model":"cleared-deterministic-v1","risks":["Found — not operator-owned; claim status unknown.","No Cleared settlement receipt on file yet.","No Gateway traffic yet — market share unproven."],"origin":"https://wealthpulse-phi.vercel.app","source":"deterministic","verdict":"route","version":"cleared-agent-read-v1","evidence":["Intake verified · Gateway-eligible","Trust 70/100 · pass · tier listed","Protocol x402 · Base","Manifest reachable · schema valid","Found listing — indexed from public x402.json, not operator-attested."],"headline":"Route when you need other at published x402 prices.","trustData":{"url":"https://merona.io","role":"settlement_mesh_partner","label":"trust data: merona.io","provider":"merona.io"},"confidence":0.78,"whenToCall":["Need other via x402 and want Cleared-indexed payTo with a live scorecard.","X402 endpoints at wealthpulse-phi.vercel.app."],"generatedAt":"2026-10-09T12:39:21.127Z","pricePosture":"19 endpoints — price unknown on manifest; confirm before pay.","endpointHints":[{"hint":"Financial health snapshot — health score, strengths, concerns, key ratios (savings rate, DTI, emergency fund months), and highest-leverage action plan ranked by","path":"/api/wealth/snapshot","price":"unknown","method":"GET"},{"hint":"Retirement readiness projection — nest egg estimate, gap analysis, on-track assessment, 2026 contribution limits, global account support (401k/IRA, ISA/SIPP, RR","path":"/api/wealth/retire","price":"unknown","method":"GET"},{"hint":"Debt payoff strategy — avalanche vs snowball with total interest cost, months to payoff, consolidation check at current FRED rates, extra payment impact.","path":"/api/wealth/debt","price":"unknown","method":"GET"},{"hint":"Credit card optimization — top cards for any spend profile ranked by net annual value, current signup bonuses, pairing strategy.","path":"/api/wealth/cards","price":"unknown","method":"GET"},{"hint":"Mortgage affordability — max home price at current FRED rates, buy vs. wait recommendation, cost of waiting, first-time buyer programs.","path":"/api/wealth/mortgage","price":"unknown","method":"GET"},{"hint":"DIY debt settlement protocol — settlement percentage ranges, negotiation scripts, FDCPA rights, statute of limitations warning, what to do if sued.","path":"/api/wealth/debt-negotiate","price":"unknown","method":"GET"},{"hint":"Financial advisor intelligence — action=find (NAPFA/XYPN/CFP search guide + interview questions), action=vet (BrokerCheck + SEC IAPD due diligence), action=comp","path":"/api/wealth/advisor","price":"unknown","method":"GET"},{"hint":"Social Security claiming strategy — optimal age (62 vs FRA vs 70), break-even analysis, spousal/survivor benefits, taxation threshold, clear recommendation.","path":"/api/wealth/ssa","price":"unknown","method":"GET"}],"payToMismatch":false,"settlePosture":"Merona · UNKNOWN","categoryContext":"other · no Gateway routes yet — early / unproven on Cleared market share."},"provenance":{"source":"cleared_check","at":"2026-10-09T17:37:20.274Z"}}